WebJul 12, 2024 · When the credit union movement took off in the 1920s, it was premised on a simple idea: Small collectives of people who shared a “common bond” (often co-workers) should be able to form ... WebApr 14, 2024 · That common bond is known as the credit union’s field of membership (FOM). Every credit union must establish a FOM that is permissible under law and regulation, and only persons or groups within the FOM—and a few others by virtue of their close relationship to a member—may join the credit union. 1 For example, a member’s …
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